Lending Programs offered by Pointe of View internantional Inc, DBA Pointe of View Mortgage

Conventional

Traditional loan programs that usually require 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.

Jumbo Loans

We offer jumbo loans programs to fit every budget.

NON QM LOANS PROGREMS

THESE LOANS ARE FOR SELF- EMPLOYED BORROWERS & INVESTORS WHO CAN NOT PURCHASE A PROPERTY BECAUSE OF LOW NET INCOME REPORTING ON THEIR TAX RETURNS. WE HAVE THE RIGHT LOAN FOR YOU.

INVESTOR LOANS/FIX & FLIPS

WE MAKE LOANS TO REAL ESTATE INVESTORS TO PURCHASE AND REHAB THE PROPERTY.

FHA MORTGAGE LOANS

THIS LOANS ARE FOR FIRST TIME BUYERS WITH LOW DOWNPAYMENT OF 3.5% AND ALLOW SELLER TO PAY BUYERS CLOSING COST UP TO 6% OF PURCHASE PRICE. PLUS 100% OF DOWNPAYMENT COSTS CAN BE GIFTED TO BUYERS FROM A PARENT OR GRANDPARENT OR OTHER CLOSE RELATIVE..

VA MORTGAGE

Backed by the Veterans Administration and the federal government, it is similar to FHA except that you have to be a qualified Veteran or military person.